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I-Optiml Payment Debt Calculator
I-Optimal Payment DebtCalculator yenzelwe labo bethu abanemali mboleko yemoto, isikweletu sekhadi lesikweletu, imali mboleko yabafundi, noma isikweletu sendlu ebolekiwe okufanele basikhokhe, futhi abafuna ukunciphisa inani lenzalo okufanele bayikhokhe. Inhloso yesibali ukunquma ukuthi yimaphi amanani okukhokha ahlukene azokuvumela ukuthi wehlise izinkokhiso zakho zenzalo ngokushintsha inani lenkokhelo yanyanga zonke noma wengeze izinkokhelo kuthishanhloko.
Isibalo sokuqala esethulwe ngumbolekisi sikuvumela ukuthi ubone ukuthi kuzokuthatha isikhathi esingakanani ukukhokha isikweletu; uzokhokha inzalo engakanani, kanye nenani langempela lezinga lenzalo ozolikhokha esikweletini.
Kusukela kulokhu, ungakwazi ukulungisa inkokhelo yakho yanyanga zonke ukuze uthole umphumela oncomekayo. - Isibonelo, uma ufisa ukukhokha inzalo engaphezu kwama-dollar angu-300 emalini ebolekiwe yamadola angu-6000 (5%), ungakwazi ukuxhuma izibalo bese ubala inani lemali oyidingayo ukuyikhokha nyanga zonke, uze ufinyelele umphumela ongu-5%. ($457 izinyanga eziyi-14, kunikezwe inani lemalimboleko elingu-8%)
Ungakwazi futhi ukufaka amanani ahlukene okukhokha, uze uthole inkokhelo eletha inani lenzalo elibonakala linengqondo kuwe. -
Kulokhu, ungabona ukuthi yimalini engonga uma ukhokha ibhalansi ngokushesha, usho inkokhelo eyengeziwe engu-$3000 (qiniseka ukuthi uyasho ukuthi izokhokhwa kuthishanhloko)…ngemalimboleko engu-$13,500 engu-10.9%. , - kulokhu uzogcina u-$ 2146, futhi ukhokhe isikweletu ezinyangeni ezingu-20 ngaphambili. Ngamanye amazwi, uzothola imbuyiselo engu-72% ku-$3000 yakho.
Usebenzisa isibali sezikweletu, unganquma ukuthi uma ukhokha kabili inkokhelo oyenzayo, futhi uqondise ukuthi u-½ wenkokhelo uye ngqo kuthishanhloko, ukuthi ungonga izinkulungwane zamadola, wehlise kakhulu izinga lakho lenzalo langempela.
Jabulela ukuboleka!
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